Thursday, August 23, 2012 / by Jeremy Ganse
"During the 2007-2009 financial crisis, the United States economy crumbled because of a problem with mortgage foreclosures. Borrowers all over the nation had trouble paying their mortgages. At the time, eight out of 10 borrowers were trying to refinance their mortgages. Even high-end homeowners were having trouble with foreclosures. Why were so many citizens having trouble with their mortgages?"
"Let's take a look at the biggest mortgage mistakes that homeowners make."
Wednesday, August 22, 2012 / by Jeremy Ganse
"When buying a new home, you probably have a "To Do" checklist longer than a loan application. But there are a few things you should put above "Do Happy Dance in Front of Co-workers who Rent."
Like "Find Ways to Save Money."
The good news is there are several ways you might be able to save a little green. From major moves like refinancing your mortgage, to more humble acts like bundling your Internet and cable with one company, the savings potential for new or prospective homeowners is big.
So, before putting on your dancing shoes, check out these five tips that could help you save by clicking here."
Monday, August 20, 2012 / by Jeremy Ganse
Ok so we all know this is a very common question but you must do this! Plug in your numbers to the calculator below and it will give you your answer!
"The calculator keeps a running tally of the most common expenses of owning and renting. It also takes into account something known as lost opportunity costs — for example, the return you could have earned by investing your money instead of spending it on a down payment. The calculator assumes that the profit you would have made in your investments would be taxed as long-term capital gains and adjusts the bottom line accordingly. The calculator tabulates lost opportunity costs for all parts of the buying and renting scenarios."
Get started here!
Friday, August 17, 2012 / by Jeremy Ganse
"Got a bottomless budget for your dream kitchen? You could pay for the sleekest pro-style appliances, the most luxurious stone countertop, and the trendiest hardwood flooring and still end up paying again to fix things that break down, crack, or dent. Or you could use our advice to make every dollar count by sidestepping high-priced pitfalls in the first place."
Best and worst kitchen appliances, countertops, flooring, and more
Thursday, August 9, 2012 / by Jeremy Ganse
"As someone who's moved a handful of times in his life, you can take it from me -- moving stinks. Sure, you get the excitement of moving to a new house or apartment, the thrill of exploring a new city, and the fun of meeting your new neighbors. But on the other hand, everything you own in the world has to find its way into a box, and you're going to end up with tons and tons of boxes. How the heck are you supposed to keep track of them all? Technology to the rescue!"
Are you getting ready to move? Here are a couple helpful strategies and apps to make your life a little more organized!